*No Interest if Paid Within 3 or 6 Months. Minimum monthly payments required. (Estimated monthly payment to avoid interest.*) Valid on purchases made on a CareCredit account. A $300 Minimum Purchase amount is required for plans longer than 3 months. On promo purchase balance, monthly payments required, but no  Finance  Charges will be assessed if (1) promo purchase paid in full in 3 or 6 months, (2) all minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit.  (continued on back)Otherwise, promo may be terminated &  Finance  Charges assessed from purchase date. On promotions requiring a minimum payment, payments over the minimum will usually be applied to those promo balances before non-promo and other balances. If you have a non-promo balance, this may reduce the benefit from the promo. If you want to change this allocation, please call Customer Service.   

24 Months, 36 Months, 48 Months, 60 months Extended Payment Plan / 13.90% Reduced APR** (Fixed minimum monthly payments required.)

**Valid on purchases of $1000 or more on 24, 36 and 48 months, and $2500 or more on 60 month plans made on CareCredit account. On promo purchase, fixed monthly payments equal to 4.7966% for 24 months, 3.4129% for 36 months, 2.7276% for 48 months and 2.3216% for 60 months required, but  Finance  Charges will be applied to promo balance at a reduced fixed daily periodic rate of .03808% (ANNUAL PERCENTAGE RATE 13.90%) if (1) promo purchase paid in full in 24, 36, 48, or 60 months, (2) all minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit. Otherwise, promo may be terminated.  

Additional Disclosure:

Standard terms apply to non-promo purchases, optional charges & existing accounts. As of  6/1/09 , variable APR’s: 22.99% & on all accounts in default, 29.99%. Minimum Finance Charge $2.00. Subject to approval by GE Money Bank. 

Payment Estimator: 

*Under the no interest plans, each month you are only required to pay the required minimum monthly payment on your account but to avoid interest the promotional purchase must be paid in full within the promotional period. The amounts in these columns are suggested amounts to be paid if you choose to make equal monthly payments and take advantage of the promotion. This suggested amount may be more than your minimum monthly payment. Your minimum monthly payment may vary and will depend on various factors affecting your account balance, such as (a) the timing and amount of your payments, (b) the interest rate on your account, and (c) whether any fees or other charges are added to your account. You may always pay more. The more you pay each month, the quicker your balance will be repaid and the lower your total finance charges will be.